Interest Free Plans - available online only.

Zip Pay & Zip Money

Zip Pay Offers buy now pay later on purchases between $350 - $1000
Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your closing balance in full. Available to approved applicants only. T&Cs apply.

Zip Money Offers from 3 months interest free period on purchases between $1000 and $3000.   
Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the standard annual percentage rate, currently 19.9%. A $6 monthly account fee applies. A one-off establishment fee may apply for new customers. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. 

For more information and the full terms and conditions please visit : https://theschoollocker.com.au/zip


Studio 19

Studio 19 only available on select items. Really, you can rent guitars? People are usually surprised to find that all the gear they’ve really been wanting to try is available to rent with Studio 19. You can try it out, decide if you love it and then apply to buy any time you like or return after the minimum rental period.
With Studio 19 Rentals, you get the benefit of low monthly payments but none of the uncompromising nature of regular finance offers.Better still, you can apply to buy your rental whenever you like. The minimum rental period is only related to how long you need to keep the gear before you can return it. With Studio 19 Rentals there are also no ongoing account keeping fees or charges. Optional protection plan is available on most items. It covers you for accidental damage, fire, and theft by forced entry in Australia. For More Information please visit Studio 19 Online.


Interest Free Plans - available in store only.

Choosing to pay using a Interest Free is easy. It allows you to buy the items you want today, with longer to pay on various plan options.

New to Interest Free? Apply online now and you’ll get a response in 60 seconds. If approved, you can start shopping in-store right away.

  • You can shop interest free in-store  
  • Payment options suited to your budget and lifestyle
  • There is no penalty if you choose to pay out your plan early  
  • Interest is only calculated on any outstanding balance at the end of the purchase payment plan and is never backdated

 

Do you have one of these cards?

Great, you can start shopping now! Just grab your card or account number (for Latitude GO Mastercard, Buyer’s Edge, Latitude Gem Visa and CreditLine) and head in-store today.

 


Interest Free Terms and Conditions: 

6 Months Interest Free
6 Months Interest Free - No Deposit, No Interest, with Monthly Payments

Latitude Finance Australia ABN 42 008 583 588 Australian credit licence number 392145. Interest may apply on other Latitude credit card transactions and if you do not comply with the terms and conditions available at www.gomastercard.com.au/interest-free-offers. Monthly account service fee of $9.95 applies (subject to change).

6 Months Interest Free – No Deposit and No Interest

6 Months Interest Free - No Deposit and No Interest. New customers must apply and be approved. Minimum Financed Amount $150. Available on selected transactions made at The School Locker®. Excludes gift cards, iTunes cards and Miele products. Excludes brands and products that are purchased by customers directly from suppliers at The School Locker®. Interest free offer is available to customers who hold a Latitude GO Mastercard or other participating Latitude credit card including Latitude Gem Visa, CreditLine and Buyer’s Edge. Minimum monthly repayments must be made during the interest free period, and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. Monthly account service fee of $9.95 applies (subject to change). If there is an outstanding balance after the interest free period ends, Latitude customers will be charged interest at the then current expired promotional purchases annual percentage rate by Latitude Finance Australia (currently 29.99% per annum – subject to change). Visit www.gomastercard.com.au/interest-free-offers for more information on the provision of credit by Latitude Finance Australia.

 

 

12 Months Interest Free
12 Months Interest Free - No Deposit and No Interest, With Monthly Payments

Latitude Finance Australia ABN 42 008 583 588 Australian credit licence number 392145. Interest may apply on other Latitude credit card transactions and if you do not comply with the terms and conditions available at www.gomastercard.com.au/interest-free-offers. Monthly account service fee of $9.95 applies (subject to change).

12 Months Interest Free – No Deposit and No Interest

12 Months Interest Free - No Deposit and No Interest. New customers must apply and be approved. Minimum Financed Amount $300. Available on selected transactions made at The School Locker®. Excludes gift cards, iTunes cards, gaming consoles and Miele products. Excludes brands and products that are purchased by customers directly from suppliers at The School Locker®. Interest free offer is available to customers who hold a Latitude GO Mastercard or other participating Latitude credit card including Latitude Gem Visa, CreditLine and Buyer’s Edge. Minimum monthly repayments must be made during the interest free period, and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. Monthly account service fee of $9.95 applies (subject to change). If there is an outstanding balance after the interest free period ends, Latitude customers will be charged interest at the then current expired promotional purchases annual percentage rate by Latitude Finance Australia (currently 29.99% per annum – subject to change). Visit www.gomastercard.com.au/interest-free-offers for more information on the provision of credit by Latitude Finance Australia.

 

 

24 Months Interest Free on Apple Products – No Deposit and No Interest

Latitude Finance Australia ABN 42 008 583 588 Australian credit licence number 392145. Interest may apply on other Latitude credit card transactions and if you do not comply with the terms and conditions available at www.gomastercard.com.au/interest-free-offers. Monthly account service fee of $9.95 applies (subject to change).

24 Months Interest Free on Apple Products – No Deposit and No Interest

24 Months Interest Free on Apple Products - No Deposit and No Interest. New customers must apply and be approved. Minimum Financed Amount $300. Available on selected transactions made at The School Locker® between 29/03/23 and 30/04/24. Interest free offer is available to customers who hold a Latitude GO Mastercard or other participating Latitude credit card including Latitude Gem Visa, CreditLine and Buyer’s Edge. Total amount is payable by 24 monthly repayments (the exact amount of each monthly repayment is specified in your statement). Monthly account service fee of $9.95 applies (subject to change). As the equal monthly payment plan (Instalment Interest Free Promotion) is for a term less than 33 months, the minimum monthly payment will be greater than an interest free payment for the same term and you may pay more interest on any other outstanding balance on your credit card account, as your repayments will be allocated to this plan first. If you don’t make your minimum monthly payment, for two consecutive months, you agree that all equal monthly payment plans (Instalment Interest Free Promotion) with a term less than 33 months will change to a minimum monthly payment plan (Interest Free Promotion) for the remainder of the original plan term. If there is an outstanding balance after the interest free period ends, Latitude customers will be charged interest at the then current expired promotional purchases annual percentage rate by Latitude Finance Australia (currently 29.99% per annum – subject to change). Visit www.gomastercard.com.au/interest-free-offers for more information on the provision of credit by Latitude Finance Australia